- Apply for 50-1,000
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- Bad Credit
Find the right solution for your financial problem. Get loan fast and easy without going through a tedious application process and complicated documents.
Our service lets you receive the funds you need, whenever you need it. It is highly secured and fast, making it the best solution for your financial distress. Borrow funds up to £3000 and have it ready on the same day. And the best part, it is absolutely free!
Immediate Cash Assistance
Going broke through emergency cases can be troublesome. Without anyone to turn to, things could come down hard on you. If this is the kind of situation that you’re currently going through, then we have good news for you!
Our services can provide you with the cash assistance you need, anytime you need it. The application is incredibly fast and convenient. Check out below to get started!
How Will My Application Work?
Your data is completely safe and secured. There’s no need for you to visit banks or fall in long lines to get approved. All you need to do is to complete a form online.
Paid Into Your Account
You don’t even have to wait a full day to get the funds you’ve borrowed. Within minutes, the payment is sent directly to your checking account. No fuss, no hassle, no delay.
Got bad credit? That’s not going to be a problem. Our lenders don’t do credit checks. As long as you’re good at paying the loan on time, you’re good to go.
It depends. While it is technically possible, it will depend largely on what type of loan you availed of. If you’re considering transferring your loan to someone else, there is also the issue of finding someone who will be willing to take it on. If you’ve luckily found someone who is more than capable and very willing to take on your loan, there is still the issue of whether or not the type of loan will allow it. Here’s a quick look at loans that do allow for transfers, and those that don’t:
Transferable and Non-Transferable Loans
Personal loans – these are non-transferable. Even if someone is willing to take on the repayment, no lending firm will allow you to transfer a personal loan to another person. This is because personal loans have been obtained through an assessment of your credit score, and you have no material collateral to back it up.
Car loans – car loans are transferable. If you can find someone willing to take on the loan for you, it is easy to create a document that secedes the loan to the individual you’ll be transferring it to. Once they take on the loan, you can discuss reimbursement terms for the money you’ve already doled out, in case the lending company doesn’t allow refunds.
Mortgage loans – mortgage loans are transferrable, but they will require a bit more paperwork and longer approval times than do car loans. Mortgage transfers are rare and very difficult to process or qualify for, so don’t get your hopes up if you do decide to transfer your mortgage to someone else.
Getting a Car or Personal Loan
Getting a Student Loan
Getting a Federal Student Loan
When asking for a bigger loan amount or a loan when you have bad credit, the lender may require you to have a “guarantor” to cosign the loan. But what is a guarantor and how will it benefit your loan application?
What Is A Guarantor?
A guarantor is simply another person who will back up the loan in case you, the borrower, defaulted on it. His/her responsibility will only take place when you decided to stop repaying the loan and unlike a joint loan, he/she cannot take any part of the money and use it.
The main advantage of having a guarantor is that he/she can increase the chance of your loan application to be approved. If you can find a good guarantor, you can get the amount you need even if you have a bad credit remark or a low income.
In addition, having a guarantor is like having security against the loan. That being said, it’s less risky for the lender to lend you money, thus they can charge you with minimal interest rate compared to a loan without collateral or another person to cosign the loan. However, just like secured loans, you should be committed to repaying the loan or else, you might risk your relationship with the cosigner.
A loan guarantor can be your friend, colleague, or another family member; however, he/she should be able to meet the requirements set by the loan provider. Here are some of the basic criteria of a good guarantor:
Should be at least 18 or 21 years old and above
Should have a good or excellent credit remark
Should have a high, stable source of income
Should be a UK resident
Should have an active bank account under his/her name
Should have an active email address and contact number