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Apply to Borrow form 100 to 25,0000*
  • Apply for 50-1,000
  • Fast Payout
  • No Fees
  • Secure Appliaction
  • Available 25/7
  • Bad Credit
Choose loan amount
  • Instant Decision
  • Rates From 5.7% APR to 278% APR
  • N60- Second Application From
  • 3-36 month repayment
  • From 100 to 25000

Choose loan amount

  • Online decision
  • Responsible lenders
  • Apply to borrow up to £3000*
  • Rates From 278% APR – 1576% APR*
  • 3-12 month repayment

Find the right solution for your financial problem. Get loan fast and easy without going through a tedious application process and complicated documents.

Our service lets you receive the funds you need, whenever you need it. It is highly secured and fast, making it the best solution for your financial distress. Borrow funds up to £3000 and have it ready on the same day. And the best part, it is absolutely free!

Immediate Cash Assistance

Going broke through emergency cases can be troublesome. Without anyone to turn to, things could come down hard on you. If this is the kind of situation that you’re currently going through, then we have good news for you!

Our services can provide you with the cash assistance you need, anytime you need it. The application is incredibly fast and convenient. Check out below to get started!

How Will My Application Work?

Secure Process

Your data is completely safe and secured. There’s no need for you to visit banks or fall in long lines to get approved. All you need to do is to complete a form online.

Paid Into Your Account

You don’t even have to wait a full day to get the funds you’ve borrowed. Within minutes, the payment is sent directly to your checking account. No fuss, no hassle, no delay.

Credit Problem

Got bad credit? That’s not going to be a problem. Our lenders don’t do credit checks. As long as you’re good at paying the loan on time, you’re good to go.

Loan products that are attached with favourable rates are generally available only to those with good credit ratings. They should have also exhibited a history of responsible borrowing. Most lenders are known to ask for employment details to demonstrate that you can make the payment and you will be viewed less of a risk.  

No Job But Need Cash?

If you are currently unemployed, this might make it harder for you to rove to lenders that you have the means to cover the payments involved. But it does not mean that you’ll have to forgo all thoughts of ever getting a loan. You’ll find that some lenders specialise on extending a helping hand to those who are on benefits, those without a job, or those with bad credit. Just be aware that the loans they offer are likely going to be charged with high-interest rates.

Guarantor loans

When you do not have any income to show to lenders that you can make the monthly repayments, you may have a family member or a friend appear as a loan guarantor. This can help if you cannot wait for a long time to get your credit score patched. However, this has the possibility of ruining your relationship with the person since they will have to cover the repayments if you can no longer do so. 

Secured loans

Another way to get approved for a loan when you are jobless is to offer security. Lenders are likely to lend you money when you can offer security for a loan. However, while this makes you a less risky borrower to the lenders, this is a risky situation for you. If you cannot make the payments, be aware that you may lose the asset. 

Choose the right lender

With several lenders offering these options around, it is best to get to do some research and compare your options. This helps you identify those that can offer you some reasonable loan terms and costs.

If you do not have a job and want to take out a loan, you’ll certainly find it a little challenging to get approved for one. With you being jobless, it goes to show that you are already in some financial trouble. Your credit score is likely not going to be that impressive as a result. While there are lenders that will still be willing to let people with low credit score borrow money from them, they do need these customers to at least be earning something. Obviously, this is another part that you may not be able to fulfil. 

Loans for the unemployed

If you’re wondering, however, if you can still get access to a loan despite your unemployment, the answer is yes. While there may not be that many of them, there are lenders who will still consider lending you money even when you’re not currently employed. You just need to prove that you are still getting a regular earning on your bank account, enough to pay back the loan. This could be in the form of welfare payments, other income on the side, or you could be self-employed.  

Requirements for getting a loan

To qualify for this short-term loan, lenders would need you to have a specific income. It could be payments from welfare or benefits. It could be income from investments you made too.

Your credit rating is still going to figure out in the lender’s decision too. While these providers are still going to look beyond a bad credit score, there may be limitations to this and generally, a lower credit score can decrease the chance of approval. 

It would help if you have assets t present when taking out a loan. Most lenders would be happy to lend you money if you are going to secure it with either your home, your car, or any other valuable asset in your possession. Just e sure to pay it back or you will stand to lose the collateral you presented.