Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk
Apply to Borrow form 100 to 25,0000*
  • Apply for 50-1,000
  • Fast Payout
  • No Fees
  • Secure Appliaction
  • Available 25/7
  • Bad Credit
Choose loan amount
  • Instant Decision
  • Rates From 5.7% APR to 278% APR
  • N60- Second Application From
  • 3-36 month repayment
  • From 100 to 25000

Choose loan amount

  • Online decision
  • Responsible lenders
  • Apply to borrow up to £3000*
  • Rates From 278% APR – 1576% APR*
  • 3-12 month repayment

Find the right solution for your financial problem. Get loan fast and easy without going through a tedious application process and complicated documents.

Our service lets you receive the funds you need, whenever you need it. It is highly secured and fast, making it the best solution for your financial distress. Borrow funds up to £3000 and have it ready on the same day. And the best part, it is absolutely free!

Immediate Cash Assistance

Going broke through emergency cases can be troublesome. Without anyone to turn to, things could come down hard on you. If this is the kind of situation that you’re currently going through, then we have good news for you!

Our services can provide you with the cash assistance you need, anytime you need it. The application is incredibly fast and convenient. Check out below to get started!

How Will My Application Work?

Secure Process

Your data is completely safe and secured. There’s no need for you to visit banks or fall in long lines to get approved. All you need to do is to complete a form online.

Paid Into Your Account

You don’t even have to wait a full day to get the funds you’ve borrowed. Within minutes, the payment is sent directly to your checking account. No fuss, no hassle, no delay.

Credit Problem

Got bad credit? That’s not going to be a problem. Our lenders don’t do credit checks. As long as you’re good at paying the loan on time, you’re good to go.

Being unemployed can put considerable strain on your finances. It is hardly surprising if you get to a point where you might need a loan to make ends meet. This can get tricky though since most lenders will likely look at you at a negative light due to your financial situation. Lenders will want to work with people whom they are confident will be able to pay them back. When you are not regularly employed, it may be hard to convince them that you can pay them back what you’re borrowing.

Loans You Can Apply For Even With No Job

Still, it is possible for you to rake out a loan despite your current employment status. You just have to be aware that the borrowing costs are likely going to be higher compared to what you’d generally get if your credit score was good.

Personal loans for unemployed people

You’ll find that there are specialist lenders out there who can cater to borrowers whose financial circumstances are not very ideal. Often extending their help to bad credit borrowers these same lenders may lend you money through a personal loan, despite being unemployed, provided you are still getting some form of regular income every month from other alternative sources. However, you have to get ready for very expensive interest rates. 

Secured loans

You may also sign up for a loan by presenting collateral. It will be so much easier to get a loan despite being jobless if you present collateral. Lenders will be more assured of getting paid back when there is a valuable asset which the loan is taken against. This can also pave the way for higher loan amounts, better terms, and lower interest.

Payday loans

Due to the expensive nature of these types of loans, they should only be considered as a final resort. While getting cash through this method is easier and faster, the very expensive rates attached might make it harder for the unemployed borrower to pay it back on time.

When your credit score is not perfect, it will be hard for you to qualify for most loans. Lenders will care a lot about your credit score when deciding whether to let you borrow money or not. Needless to say, when your credit is bad, lenders will know that you’ve had issues paying your debts on time in the past. They will likely believe that you will struggle in paying off your debt if they are to lend you money.

There are payday lenders, however, who may be able to assist you. Known for their less strict borrowing rules, they may be able to overlook how your credit score is low and will grant you a short-term loan. These loans are generally paid on your next payday and are often for a small amount. Since most of these lenders operate online, applying for the loan is going to be easy.

Compare your options

A number of online lenders are out there but not every single one of them will be right for you and your needs for funds. It is up to you to sort through all of your options and decide which among the available online lenders around will offer you some excellent rates. Find out if they are legitimate providers too and make sure they have the necessary papers and credentials to prove that.

Find out what the eligibility criteria is

Whilst this may change from lender to lender, you’ll find that the basic criteria are common- that you should at least be 18, a resident in the UK, have an active bank account, and should be regularly employed. In the event that you are not employed, most payday lenders would accept borrowers that have some sort of income, be it benefits, business on the side, or money from a part-time job.

Apply only for what you can afford

You know best what you can afford. This is why you should never attempt to borrow more than what you can really pay back. Remember, a payday loan has to be paid back on your next payday. See to it that you’ll have the financial means to do just that or you’ll end up getting charged more on penalties.